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PayPal exchange rate

Considering a PayPal international money transfer? Compare PayPal transfer fees and exchange rates, and get a better deal for sending money abroad.

Send
To
Exchange rates and fees per currency for PayPal
CurrencyProviderShould arriveTransfer feeExchange rateRecipient gets
Sending 1,000 USD
Sending with Wise logo
CAD
Canadian dollar
PayPal logo
-
4.99 USD1.302151,295.66 CAD
Wise logo
Cheaper
in 2 days
Save 47.81 CAD
PHP
Philippine peso
PayPal logo
-
4.99 USD53.517253,250.17 PHP
Wise logo
Cheaper
in 18 hours
Save 2,382.49 PHP
EUR
Euro
PayPal logo
-
4.99 USD0.826778822.65 EUR
Wise logo
Cheaper
in 22 hours
Save 32.68 EUR
AUD
Australian dollar
PayPal logo
-
4.99 USD1.468581,461.25 AUD
Wise logo
Cheaper
in 5 hours
Save 58.03 AUD
GBP
British pound
PayPal logo
-
4.99 USD0.704261700.75 GBP
Wise logo
Cheaper
in 5 hours
Save 28.02 GBP
SGD
Singapore dollar
PayPal logo
-
4.99 USD1.225311,219.19 SGD
Wise logo
Cheaper
in 5 hours
Save 47.34 SGD
PLN
Polish złoty
PayPal logo
-
4.99 USD3.524403,506.81 PLN
Wise logo
Cheaper
in 3 days
Save 139.43 PLN
JPY
Japanese yen
PayPal logo
-
4.99 USD137.041136,357 JPY
Wise logo
Cheaper
in 16 hours
Save 6,111 JPY
CZK
Czech koruna
PayPal logo
-
4.99 USD20.480220,378.02 CZK
Wise logo
Cheaper
in 23 hours
Save 805.24 CZK
THB
Thai baht
PayPal logo
-
4.99 USD30.981930,827.28 THB
Wise logo
Cheaper
in 5 hours
Save 1,239.11 THB
The above information applies when you pay in via bank transfer. 
PayPal

About PayPal

PayPal is a public company, headquartered in 2211 North First Street, San Jose, California, U.S. (corporate headquarters) and Omaha, Nebraska, U.S. (operative centre). It has been operating in financial services industry since 1998. PayPal offers its customers products and services in credit cards and payment systems.

Popular currency exchange routes

USD Flag
JPY Flag
USD to JPY
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USD to EUR
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USD to MXN
How long does it take to send money with PayPal?
The time it takes to send money with PayPal will depend on:
1

Where you’re sending money to

sending money to some currencies can take longer than others. Check our comparison table above to find an estimate for most world currencies.
2

The payment method you’re using

using a debit card or a credit card to fund your transfers is usually the quickest, but can come with an extra cost.
3

When you send your money

different banks have different cut-off times, which, if you miss them, can make your money transfer take longer. Weekends and bank holidays can also have an impact on the duration of your money transfer.

How much does it cost to send money abroad with PayPal?

The cost of international money transfers with PayPal will depend on where you are sending money from and to. Check our comparison table above to find a price for your money transfer.

Your chosen payment method can also come with extra costs. Bank transfer is usually the cheapest option, especially compared to payment with credit or debit card. In our comparison, we compare the costs using the bank transfer method.

This doesn’t show the whole picture, however. Unlike Wise, many banks advertise low fees, while adding hidden costs to the exchange rate. Often without telling you.

Compare PayPal to Wise to see how much you can save.

Get your money moving worldwide

Join over 16 million people who get the mid-market exchange rate with Wise, and send to 70+ countries, fast.

Our product is ideal for families living abroad.

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© Wise US Inc 2025

Wise is a Money Service Business ("MSB") registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply.

*Lead Bank and Community Federal Savings Bank.